Prepare to move your money, too

For the millions of Americans who move themselves - and their money- to new homes every year, the saying "you can't take it with you"can take on a whole new meaning. Delays in transferring bankaccounts can mean problems cashing checks and a shortage of cash.

Newly-arrived immigrants may get caught in the "float" period -the time between the date their new account is opened and the datemoney can be withdrawn.

Citibank offers these hints for getting around the float problembefore you move: Contact your new bank approximately one month before you move. Ifthe …